Will you choose a crypto card on cashback alone?

Do you want a cashback card or a function-focused card? It is hard to have both at once.

A crypto card lets you spend stablecoins or other crypto like an ordinary card. One headline number in an ad never tells you what you will actually pay. Crypto Cards Info does not sell cards; it lines up fees, FX, limits, transfer features and cashback conditions on one standard so you can decide for yourself.

As of 11 October 2026 · Based on official issuer materials and public reviews

Why this site exists

Every crypto card ad sounds convincing: 'up to 3% cashback', '0% fees', 'no limits'. But each provider uses a different yardstick, so users often pick a card before they know what to compare.

We do not name a 'best' card. We help you answer two questions yourself: do I need a cashback card or a function-focused card, and what exactly do I need a crypto card for?

Once the purpose is clear, the shortlist shrinks on its own — and a sensible choice becomes possible. That is the only purpose of this site.

Crypto cards fall into two types

KAST and Ether.fi Cash are cashback-focused cards built around payment rewards. Anytap Card is a function-focused card built around limits and money mobility. Designed for different purposes, they cannot both be optimal at once.

Cashback-focused cards

KAST · Ether.fi Cash

  • Rates depend on membership tier, annual fees or staking.
  • Monthly eligible spend is capped, so spending more stops paying off.
  • Top rates assume an annual fee (KAST) or token staking (Ether.fi).

Cashback is usually a promotion the provider may change or end under its terms. KAST itself overhauled its points/token rewards into USD cashback in 2026.

Function-focused card

Anytap Card

  • Limits are published in numbers: $1,000,000 per month and $20,000 per transaction on the physical card.
  • Card-to-card transfer, personal wallet and external withdrawal are card features.
  • No cashback, but a simple fee structure makes total cost predictable.

With no rewards, the 2% top-up and payment fees are real costs. For low monthly spenders a cashback card can be cheaper overall.

Three cards compared

KAST crypto card

KAST

Cashback-focused card
Cashback
1.5% / 2% / 3% by tier, in USD
Annual fee
$0 / $1,000 / $10,000
FX fee
USD 0% · non-USD 0.5–1.75%
ATM
$3 + 2%

The base tier earns 1.5% on the first $2,000 a month with no annual fee.

Read the KAST review →
Ether.fi Cash crypto card

Ether.fi Cash

Cashback-focused card
Cashback
Core 3% → 1% → 0.5% bands
Higher tiers
ETHFI staking required
FX fee
1%
Payment modes
Direct / Borrow Mode

High rate on the first $2,000, then it tapers quickly.

Read the Ether.fi Cash review →
Anytap Card crypto card

Anytap Card

Function-focused card
Cashback
None
Spending limit
Physical $1,000,000/month · $20,000 per transaction
Top-up
2% · unlimited
Money mobility
Card-to-card transfer · external withdrawal

Strengthens limits and wallet/transfer features instead of cashback.

Read the Anytap Card review →

What you can check

Compare total cost, not headline fees

Advertised numbers usually show one item. What you really pay is issuance + annual fee + top-up + conversion + FX fee and spread + foreign payment + ATM costs, minus the cashback you actually receive.

The cashback you think you earned may simply be part of the costs you already paid.